BREAKTHROUGH FRAUD PROTECTION TECHNOLOGY

Eliminate Card-Not-Present
Fraud with Dynamic CVV

Eliminate Card-Not-Present
Fraud with Dynamic CVV

Eliminate Card-Not-Present
Fraud with Dynamic CVV

Eliminate Card-Not-Present
Fraud with Dynamic CVV

Banks, card issuers, and merchants fight e-commerce fraud every day. EQUE offers a breakthrough technology to secure online transactions and eliminate chargebacks.

EQUE Dynamic CVV Example

125

EQUE Dynamic CVV Example

125

EQUE Dynamic CVV Screenshot
EQUE Dynamic CVV Screenshot

Breakthrough in fraud prevention

Breakthrough in fraud prevention

Breakthrough in
fraud prevention

EQUE Corporation is an emerging fintech company reshaping fraud prevention for the global payments industry. Our innovative technology offers transformative solutions to combat card-not-present (CNP) fraud and secure digital transactions.

This globally patented solution generates instant, one-time CVV and PIN codes via mobile phones, authenticates cardholder transactions and delivers unparalleled fraud prevention. This solution, CVV Verified™ ensure scalable and frictionless integration with existing systems, substantially reducing card-not-present (CNP) fraud, eliminating first-party abuse (friendly fraud) and false positives.

By putting control back into the hands of financial institutions and their cardholders, EQUE is determined to create "A World of Trusted Transactions."

Solving the $48 Billion Global Fraud Problem

Solving the $48 Billion Global Fraud Problem

Solving the $48 Billion Global Fraud Problem

$48+ Billion

$48+ Billion

$48+ Billion

2023 total global e-commerce fraud loss to merchants

42%

42%

42%

North America accounts for 42% of global e-commerce fraud

$403.8 Billion

$403.8 Billion

$403.8 Billion

Cost of global payment fraud loss (est. 2025-2035)

EQUE Uses Patented Technology to:

EQUE Uses Patented

Technology to

EQUE Uses Patented Technology to:

Eliminate first party abuse

Reduce false declines

Reduce false declines

Lock out fraud

Lock out fraud

SIMPLE, FAST & SECURE AUTHENTICATION

Patented CVV Verified™ Technology Confronts CNP Fraud

Patented CVV Verified™ Technology Confronts CNP Fraud

CVV Verified™ eradicates card-not-present fraud by generating a dynamic one-time CVV or PIN code at the time of online purchase. Enrolled debit and credit card customers receive a secure one-time CVV or PIN code on their mobile device and enter it at the time of transaction. The result is a huge reduction in chargebacks, reduced friendly fraud, and no more false declines – three of the biggest, costly problems facing business today.

CVV Verified™ eradicates card-not-present fraud by generating a dynamic one-time CVV or PIN code at the time of online purchase. Enrolled debit and credit card customers receive a secure one-time CVV or PIN code on their mobile device and enter it at the time of transaction. The result is a huge reduction in chargebacks, reduced friendly fraud, and no more false declines – three of the biggest, costly problems facing business today.

Faster Implementation

Faster Implementation

Faster Implementation

Ultra-secure API compliant with PSD2/3, 3D Secure, legacy systems, and existing wallets

Ultra-secure API compliant with PSD2/3, 3D Secure, legacy systems, and existing wallets

Ultra-secure API compliant with PSD2/3, 3D Secure, legacy systems, and existing wallets

Easy Integrations

Easy Integrations

Easy Integrations

Easy
Integrations

Integrations with minimal complexity, lower-cost, and no acquirer or merchant involvement

Integrations with minimal complexity, lower-cost, and no acquirer or merchant involvement

Integrations with minimal complexity, lower-cost, and no acquirer or merchant involvement

Cloud-based Agents

Cloud-based Agents

Cloud-based Agents

Agents in the cloud acting on the user's behalf, customizable for current and future policies

Agents in the cloud acting on the user's behalf, customizable for current and future policies

Agents in the cloud acting on the user's behalf, customizable for current and future policies

How The EQUE Process Works

How The EQUE Process Works

How The EQUE Process Works

3 Simple Steps

3 Simple Steps

EQUE Screenshot - Step 1
EQUE Screenshot - Step 1

Cardholder picks payment card.

Cardholder picks payment card.

Receives & adds dynamic CVV

Receives & adds dynamic CVV

Completes transaction securely

Completes transaction securely

Secure transaction is completed within bank mobile app

Cardholder picks payment card.

EQUE Screenshot - Step 1
EQUE Screenshot - Step 1
EQUE Screenshot - Step 2
EQUE Screenshot - Step 2

Receives & adds dynamic CVV

Completes transaction securely

EQUE Screenshot - Step 3
EQUE Screenshot - Step 3

EQUE Locks Down Fraud

EQUE Locks Down Fraud

EQUE Locks Down Fraud

Eliminates Card-Not-Present Fraud

CNP Fraud Reduction Rate

Up to 80% decrease when using dCVV technology in CNP transactions detected by the system compared to an institution's baseline performance.

EQUE's technology significantly reduces CNP and friendly fraud

Lower fraud-related losses and operational expenses

-80%

-80%

-80%

Decrease in Fraud

Decrease in Fraud

Saves You Money

No False Positives

Our rule-based system eliminates false positives, addressing a key challenge for institutions and merchants using only AI-driven systems. No false positives lead to reduced operational costs, improved customer service, and a better end-user experience.

Eliminate false positives – legitimate transactions incorrectly flagged as fraudulent

Use Anywhere, Anytime

No Internet Connection Required

Offline functionality allows cardholders to generate a Dynamic CVV within their favorite bank or card app, on their mobile device without Internet connectivity.

One-Click Checkout, POS, Tap ’n Pay, NFC capable

442

231

124

442

231

124

Scale Up As Much As Needed

Scalability & Flexibility

EQUE's solution scales with transaction volumes, making it suitable for both small and large institutions. The system's configurability supports various use cases, enabling seamless integration into existing infrastructures.

Designed for seamless integration, our system complies with critical industry standards, and offers a highly scalable solution

Rule-based solution that authenticates the Cardholder at the time of purchase, providing scalable fraud detection for financial institutions

Manage Your Risk and Be Compliant

Regulatory Compliance

EQUE's technology fully aligns with PCI-DSS Level 1 and 3D Secure PCI certification standards, easing adoption and integration without compromising compliance.

PCI-DSS Level 1, 3D Secure PCI, GDPR, CCPA, PSD2/3 Compliant

Safe and Secure

Transaction Security

The system detects and prevents fraud in card-not-present and card-present transactions.

Instant fraud protection, provided by cardholder's familiar bank app, and verified at the time of transaction

Great Customer Experience and Low Costs

Operational Efficiency

By eliminating the need for complex AI model training, providing at time of purchase cardholder authentication, reducing CNP fraud and eliminating false positives, EQUE offers a simpler, more efficient solution that reduces cardholder friction.

EQUE's technology significantly reduces CNP and first party fraud, resulting in fewer fraud-related losses and operational expenses

No false positives lead to reduced operational costs, improved customer service, and a better end-user experience

Security

Biometric Authentication Compatible

Biometric Authentication Compatible

Biometrics, the Key to Your Digital Fortress: Where Legends of Security Are Born

  • Stop Fraudsters in Their Tracks

    Stop Fraudsters in Their Tracks

    Disruptive technology with EQUE’s Dynamic CVV

    Disruptive technology with EQUE’s Dynamic CVV

  • Conveniently generates a unique Dynamic CVV Verified™ code for every transaction

    Conveniently generates a unique Dynamic CVV Verified™ code for every transaction

    Conveniently generates a unique Dynamic CVV Verified™ code for every transaction

    Renders stolen static CVV’s and data useless

    Renders stolen static CVV’s and data useless

    Renders stolen static CVV’s and data useless

    Eliminates CNP, first party fraud and false declines, improving customer experience and merchant revenue

    Eliminates CNP, first party fraud and false declines, improving customer experience and merchant revenue

    Eliminates CNP, first party fraud and false declines, improving customer experience and merchant revenue

    Creates a secure, simple, faster checkout experience for cardholders

    Creates a secure, simple, faster checkout experience for cardholders

    Creates a secure, simple, faster checkout experience for cardholders

    Seamless integration with no modifications on global payment rails

    Seamless integration with no modifications on global payment rails

    Seamless integration with no modifications on global payment rails

    Request dCVV

    Use dCVV

    Secure Order Complete!

Let's Connect

Let's Connect

Find out more about the benefits and savings of locking down e-commerce fraud with EQUE’s breakthrough technology.


Let’s start a conversation about fraud prevention, your unique e-commerce security challenges, new use cases and innovative solutions.


Douglas Hall: Founder & CEO

info@equecorp.com

SECURE E-COMMERCE TRANSACTIONS

A World of Trusted Transactions

Transparent, proactive, secure e-commerce transactions and fraud prevention integrated at the highest levels.

Transparent, proactive, secure e-commerce transactions and fraud prevention integrated at the highest levels.